Financial Survival Planner

A free, branching wizard that runs stage-specific financial math for law students and recent grads. Pick your stage (1L, 2L, 3L, bar prep, waiting on results, or year 1-2 of practice) and the planner gathers 5-8 relevant inputs. Outputs include summer burn by metro (BLS regional CPI data), true cost of bar prep (sticker + interest accrual + opportunity cost), PSLF 120-month simulation with IBR-style income-driven math, refinance side-by-side comparison, and a 5-year net worth trajectory. Every number traces back to a cited source (studentaid.gov, BLS, NALP). Runs entirely client-side — no accounts, no tracking pixels. Save scenarios to your browser for later.

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